בין תקווה להתפכחות: חוויותיהם של הורים יחידנים שנשרו מתוכנית ליווי פיננסי בישראל

Financial resilience poses a significant challenge for single-parent families in Israel, especially among divorced parents. Israel offers various training programs for financial management, guidance, and financial support. These programs aim to assist individuals and families in overcoming economic hardship and learning to manage finances with the resources available to them. Despite the existence of these programs, high dropout rates indicate a gap between participants' needs and the available support.This research examines the experiences of single-parent families in Israel who participated in a financial training and support program and subsequently dropped out. The study employed a qualitative approach,conducting semi-structured interviews with 16 divorced parents aged 40-57.The findings reveal three central themes: (1) the dual nature of the training experience, characterized by initial hopefulness and increasing frustration;(2) reasons for dropout, including a sense of mismatch with the program,difficulties in mentor-mentee relationships, and perseverance challenges;and (3) retrospective evaluation emphasizing the need for personalized adjustment of training programs. The findings underscore the necessity of developing tailored financial education programs for single-parent families,considering time constraints, emotional states, and their unique challenges. The research offers insights for developing effective interventions with a holistic approach that integrates financial education with emotional and social support. There is a need for training mentors to work with diverse populations and integrate context-aware approaches in intervention programs. Additionally, the study raises questions about how Israeli society perceives single-parent families and proposes a reevaluation of existing social and economic support systems. These insights could contribute to significant improvements in the quality of life for single-parent families in Israel.