Credit Risk Spreads in Local and Foreign Currencies

Zvi Wiener, Dan Galai

Research output: Working paper/preprintWorking paper

Abstract

The paper shows how-in a Merton-type model with bankruptcy-the currency composition of debt changes the risk profile of a company raising a given amount of financing, and thus affects the cost of debt. Foreign currency borrowing is cheaper when the exchange rate is positively correlated with the return on the company's assets, even if the company is not an exporter. Prudential regulations should therefore differentiate among loans depending on the extent to which borrowers have "natural hedges" of their foreign currency exposures.
Original languageEnglish
Place of PublicationWashington, D.C
PublisherInternational Monetary Fund
Number of pages22
ISBN (Electronic)1282843257, 1451872577, 1452719802, 1462327524, 9786612843259
StatePublished - 2009

Publication series

NameIMF Working Papers
PublisherInternational Monetary Fund

Bibliographical note

Description based upon print version of record.

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